Questions
Have I left it too late to achieve my goals?
Many people worry about this. They've heard they will need a huge sum of money to achieve their financial goals in retirement. Good planning and discipline will assist you to achieve your goals. The earlier you take positive steps to plan and implement your financial future, the easier it will be. If you don't plan, you'll never know.
How do I know who to trust?
Look at things like the company's track record, qualifications of the people you're dealing with, their experience and your gut reaction to them. Ideally your relationship with your financial planner needs to span many years so you need to feel comfortable with them.
What do you do?
We will spend time with you to ascertain your goals, your assets and liabilities, your income and expenditure requirements. Then evaluate your present resources, investment strategy and the length of time both to retirement and in retirement before preparing a comprehensive tailored plan. If you're happy with it, we will then help you implement and monitor your plan.
What can I expect from you?
We see ourselves as a financial coach as well as your trusted adviser. We will update you regularly about any key changes, and together we will monitor your progress. If your circumstances change, we'll tackle any necessary adjustments together. A pay rise, a big promotion, a growing family, a family crisis or divorce are among the many things that can impact your plans, but the important thing to know is that we're always here to help you protect your family and your interests.
I have this money - what should I do with it?
There is no quick answer to this. We'd like to sit down with you to find out more about your vision for the future, your values relating to money as well as your goals and needs. From the information gathered we can then work with you to find the right course of action for you.