What We Do

The NZFP Business Owners Game Plan


People start businesses for a variety of reasons that range from not wanting to work for someone else through to allowing them to control their own destiny.

Whatever the reason, the end result is the desire to fund a lifestyle while in business and afterwards when it is time for a change of pace. An NZFP Business Owner's Game Plan allows you to focus on building personal financial wealth and creating greater financial independence.


Some questions to think about.


Whatever the issue you have, our advisers will work with you and put in place a process so you can get on track to reaching your goals and allow you to get on with enjoying life.


Separating business and personal finances

When you started your business you may well have needed to combine your personal and business finances to get things started. Separating your business and personal affairs can be one of the keys to creating greater financial independence while also protecting you and your family. By partnering with an NZFP adviser and creating a Business Owner's Financial Game Plan, you can create a plan to help clearly separate personal and business finances.


Achieving financial independence through my business

This usually occurs in two ways, either through capital gain on the sale of the business or by accumulating profits over a number of years. It is important to identify the type of business income model that you have (i.e. is it able to be sold for a significant amount or does it make a large annual profit or both?) and plan accordingly.

Finding the smartest way to financially secure my lifestyle

There may be several options depending on your financial situation, how your business is performing, and your goals and objectives for the future. Again, by partnering with an NZFP adviser and creating a Business Owner's Financial Game Plan, we can help you work towards the financially secure lifestyle you deserve.


Moving from business to retirement

This is a common issue and in order to solve it we need to understand your goals and objectives, the capital required to fund your lifestyle and how much money you are able to extract from the business when you decide to exit.


How a Business Lifecycle Affects the Business Owner's Game Plan


Business Startup

This is a time when NZFP can help you get set up. We understand that this is where perhaps the biggest cross over between your personal and business life can occur, however, there are things that can be put in place in order to start protecting yourself.


Business Growth

The growth of your business and the realisation of your dreams is a very exciting time. This is also the time to start to separate your business activities from your personal wealth and create personal financial independence. New Zealand Financial Planning will work with you to put in place strategies aimed at achieving what is important in life to you.


Business Maturity

You have some key decisions within this stage of the business. The main one is whether to accumulate the profit for personal wealth or re-inject the profit to potentially make a larger capital gain on the sale of the business. We can help you understand what this means for you and what options are available to you.


Business Exit

This is when you should be able to reap the rewards of your labour. Depending on the type of business you are in, you may exit with accumulated profits or a large capital amount from the sale of your business. Importantly you are able to slow down and enjoy a more relaxed lifestyle or maybe move onto a new and exciting venture. NZFP can help set you up so you are able to enjoy your lifestyle with the peace of mind that you have the finances to do so.

The NZFP Game Plan


Since New Zealand Financial Planning (NZFP) was formed some 25 years ago we have been able to help many New Zealanders create financial independence and manage their wealth, giving them the freedom to enjoy life. We achieve this through an NZFP Game Plan.

:: Find out More

What types of Game Plans are available?

There are a number of Game Plans available to suit your life stage. Click on one of the examples below to see what they are about.

:: Getting Yourself Set Up
:: Becoming Financially Independent
:: Self-Sufficiency in Retirement
:: Business Owners Game Plan
:: Investment Plan for Trusts

Get Started...

Find an Office


Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun Sun

Get Started...

Find an Adviser


Get Started...

Please contact me


Thank you for your request.

An NZFP adviser will be in contact with you shortly.
Oops something went wrong. Please phone or email an office or adviser directly using the options to the left.

Allow us to contact you. Please fill out the details below and an NZFP adviser will be in contact within 24 hours.

Please enter a Name
Please enter a Phone Number
Please enter an Email
Please select an location

Please send me updates or newsletters from NZFP

Copyright © 2014. All Rights Reserved. New Zealand Financial Planning Company Ltd